Whether you’re looking to build a new home or refinance your existing one, you’re going to come across lots of different loan types in the process. The one I’d like to recommend is a conventional loan. You can even get a Conventional Loan right here in St. George, at Sun American Mortgage! You’re probably wondering […]
8 Reasons Why You Should Choose a Conventional Home Mortgage (#2 is our FAVORITE) Read More »
Saving enough money to afford a high down payment for a home purchase can take a long time. Luckily there is an option of mortgage loans with a low down payment, to no down payment. The typical required 20% down payment is outdated. New homebuyers have been taking the low down payment loans and the
Low Down Payment Options: What We Learned After Analyzing TONS of Mortgage Loans! Read More »
If you are looking for a home mortgage with a low down payment, an FHA loan is a great option. The FHA has been helping buyers who don’t have the traditional 20% down payment saved, qualify for a mortgage. FHA borrowers pay mortgage insurance premiums until the loan is fully repaid. This is the compromise
THE ULTIMATE GUIDE TO BUYING A HOME WITH AN FHA LOAN! Read More »
If you live in the United States, you are aware of the rising cost of medical care, living expenses and increasing limitations on social security. Unfortunately, many people reach their retirement age without enough money to fund their retirement years. Back in the days, if you borrowed money using your home, you had to pay
Warning! Don’t Get a Reverse Mortgage Until You Read This! Read More »
When homeowners refinance, it gives them access to a new mortgage loan replacing its existing one. Homeowners can customize the details of a new mortgage loan including the loan’s mortgage rate, loan length in years and the amount borrowed. So, what makes a refinance attractive? Refinancing can be taken advantage of to reduce the monthly mortgage payment,
What Does it Mean to Refinance Your Mortgage? Read More »
I get a lot of questions from clients wondering what they can do to prepare to purchase a home a year or more down the road.Here are the apps I tend to recommend to my clients! 1.Clarity Money! – This wonderful app helps us save our $ by identifying waste. This free app does
5 Apps that will help get you ready to buy a home! Read More »
When I meet with new clients and especially first time home buyers I can usually count on hearing several questions, ranging from their monthly payments, to estimated down payments. However, when it comes down to it even some of the most seasoned home buyers and sellers don’t know exactly what an escrow account is. The
What the heck is an escrow account? Read More »
#1 Call and tell your lender to get rid of your mortgage insurance!! Even if your down payment was less than 20% when you purchased the home, you may now have the equity needed to remove the insurance. You can call your mortgage service an in less than 30 minutes to find out just what
3 WAYS TO REVOLUTIONIZE YOUR CREDIT IN 2016 Read More »
