Staples Group Mortgage | St. George, Utah

FHA Loans

FHA Loans

With an FHA mortgage loan, you have the confidence that the loan is funded by Sun American Mortgage and backed by the Federal Housing Administration (FHA). Since 1934, the FHA mortgage loan has been assisting homeowners by insuring home loans so that we can provide you with a better deal. The Federal Housing Administration (FHA) is the world’s largest mortgage insurer. FHA loans allow purchasers to put down as little as 3.5 percent on a home.

FHA loans offer more flexible guidelines, making them excellent for first-time home buyers or individuals with less-than-perfect credit. FHA home loans are also a good option for consumers with a low down payment or a high debt-to-income ratio. FHA home loans are also assumable, which means that your loan can be taken over by someone else.

Why Choose an FHA Home Loan?

*Loan terms and limits subject to change. This page is meant for educational purposes is not a commitment to lend. To qualify for an FHA home loan, please contact one of our licensed loan officers or apply online.

Why We Chose an FHA Loan

We called Becky and Brandon after seeing how many positive reviews they had online. It was our first home purchase and we wanted to make sure we knew about all of our options. We met with them and they showed us all of our options. We ended up choosing an FHA loan because of the great interest rate and the fact that we only had to put 3.5% down. Our realtor negotiated to have all of our closing costs paid for by the seller so it worked out perfect for us! We are so grateful! We recommend them to all our family and friends!

-The Cervantes Family

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