FHA Loans

Backed by fha

With an FHA mortgage you have the confidence that the loan is funded by First Colony Mortgage and backed by the Federal Housing Administration (FHA) . FHA is the largest insurer of residential mortgages in the world. The FHA loan allows buyers to purchase a home for only 3.5% down. An FHA loan is excellent for someone who has less money to put down, and someone who has higher debt-to-income ratios, or someone whose credit is less than perfect.

Why Choose A FHA LOAN?


We called Becky and Brandon after seeing how many positive reviews they had online. It was our first home purchase and we wanted to make sure we knew about all of our options. We met with them and they showed us all of our options. We ended up choosing an FHA loan because of the great interest rate and the fact that we only had to put 3.5% down. Our realtor negotiated to have all of our closing costs paid for by the seller so it worked out perfect for us! We are so grateful! We recommend them to all our family and friends!

– The Cervantes Family

UTAH: 435-216-3081 OR ARIZONA: 480-244-9002

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$450 Value