5-5 guarantee

$5,000 earnest money guarantee

Buying a home is a big commitment. We want to match that commitment as your mortgage partners. When we issue you a full pre-approval letter, we back it with a $5,000 earnest money guarantee. This guarantee means that if your mortgage is denied due to a mistake on our part we will refund any lost earnest money up to $5,000.*

$500 toward Home appraisal

Home appraisals range from $450 to $500 and are required on a home purchase or refinance. We cover that cost for you! We want you to have one less thing to worry about paying for during this process!* ​

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*Free appraisal limited to a $500 value. No cash value or cash refunds on the difference. Typically, this lender credit ranges from $400 to $500 depending on which loan you qualify for. This credit is ONLY available for applicants whose subject property is in Utah or Arizona. Applicants must present coupon to the Sun American Mortgage loan officer at time of application. $5,000 earnest money guarantee applies to the loan being canceled due to any mistakes made by the lender. If you lose your earnest money due to those mistakes we will reimburse you up to $5,000! Offer expires on 12/31/2021. Company NMLS# 160265.